PAUL S. NESS, MAI
PROFESSIONAL QUALIFICATIONS

EXPERIENCE:

Paul Ness began his appraisal career in 1984 working as a residential appraiser for a savings and loan association in Florida. He was eventually promoted to chief appraiser and opened two new appraisal branch offices in West Palm Beach and Boca Raton. From 1987 to 1997, Paul was employed by commercial appraisal firms in south-central Pennsylvania, where he gained valuable experience in the Lancaster and York County markets. In 1997, Paul accepted the position of appraisal review officer for a regional bank holding company where he gained extensive knowledge of banking regulations. He formed Ness Associates in 2006.   

In addition to being a Pennsylvania State Certified General Appraiser (#GA-000047-L), Paul is also a member of the National, Pennsylvania and Lancaster County Associations of Realtors. In 1997, he earned the MAI designation awarded by the Appraisal Institute (#11324). The MAI designation is widely recognized as the premier professional designation among commercial appraisers. Paul has served the Central Pennsylvania Chapter of the Appraisal Institute as President, Vice President, Board member, Experience Review Committee member, Candidate Guidance Chair and Education Chair.

Paul has appraised a wide variety of property types, including  office buildings, shopping centers, warehouses, manufacturing buildings, commercial condominiums, commercial/industrial land, hotels, apartments, subdivisions and many  types of special purpose properties.

SEMINARS PRESENTED:

Sterling University: “Commercial Appraisal Overview” (2003)

      Lancaster Bar Association: “Commercial Appraisals / How to Select an Appraiser” (2004)
      South Central PA Chapter RMA: “What Every Lender Should Know About Appraisals” (2007)

EDUCATION:

Bachelor of Science Degree in Business Administration

Shippensburg University

Major: Finance

Concentration: Real Estate

Various Courses and Seminars Related To... Appraising Convenience Stores...Subdivision Valuation...Hotel Valuation Issues on the East Coast...Rates and Ratios...Pennsylvania Assessment Law...Separating Real and Personal Property From Intangible Business Assets...Appraisal of Non-Conforming Use Properties...Partial Interest Valuation...Site Analysis and Valuation...Appraisal of Local Retail Properties...Loss Prevention...Comprehensive Appraisal Workshop...Construction Basics...Analysis of Environmental Effects on Real Estate...Narrative Report Writing...FIRREA Overview and Applications...Discounted Cash Flow Analysis...Appraising Troubled Properties...Brokerage and Office Management...Real Estate Law...Uniform Standards of Professional Appraisal Practice...Appraisal Institute Code of Ethics...Report Writing and Valuation Analysis...Case Studies in Real Estate Valuation...Capitalization Theory and Technique - Parts A and B...Basic Valuation Procedures...Appraisal Principles...Real Estate Appraisal and Investment Analysis.

PARTIAL CLIENT LIST:

Adams County Economic Development Corporation

First American REO Services

Apartment Investment and Management Co.

Franklin & Marshall College

Bachmann Realty Corp./St. Joseph Health Ministries

Fulton Bank

Bank of Hanover

Graystone Bank

Bank of Lancaster County

Glen Rock State Bank

Bank of Lebanon County

HCR / Manor Care

BLX Capital

ITT Small Business Finance Corp.

Calvary Church

M&T Bank

Carolina First Bank

Mellon Private Wealth Management

C & D Enterprises

Mennonite Mutual Aid

Charter Homes

MGM Enterprises

Coachmen Industries

National Penn Bank

Commerce Bank

Northwest Savings Bank

Community Banks

People's State Bank

Ephrata Church of the Brethren

Province Bank

Ephrata National Bank

Sovereign Bank

Ephrata Area School District

Sterling Financial Corporation

Elizabethtown Park Authority

Susquehanna Bank PA

First Tennessee Bank

Westfield Bank

  York Traditions Bank